This Policy lists activities and businesses that we prohibit in connection with the use of FuturePay. You are independently responsible for complying with applicable laws related to your use of FuturePay, regardless of the purpose of use. In addition, you agree to adhere to the terms of this Acceptable Use Policy. If we believe your conduct violates this Policy, we reserve the right to take any corrective action we deem appropriate, including but not limited to cancelling a transaction and suspending or restricting your use of FuturePay. If you believe someone else has violated this Policy, please report the violation to FuturePay by emailing support@futurepay.com.

Prohibited Activities

You may not use FuturePay for activities that:

• violate any law, statute, ordinance or regulation;
• relate to transactions involving:
• narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, drug paraphernalia, and cigarettes;
• items that encourage, promote, facilitate or instruct others to engage in illegal activity;
• stolen goods including digital and virtual goods;
• the promotion of hate, violence, racial intolerance or the financial exploitation of a crime;
• items that are considered obscene;
• items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction;
• certain sexually oriented materials or services;
• ammunition, firearms, or certain firearm parts or accessories;
• age restricted products or services;
• certain weapons or knives regulated under applicable law; and/or
• the sale of products or services that have a high likelihood of being fraudulent, deceptive, unfair, or predatory;
• show the personal information of third parties in violation of applicable law;
• support pyramid or Ponzi schemes, matrix programs, other “get rich quick” schemes or certain multi-level marketing programs;
• are associated with purchases of annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card;
• are for the sale of certain items before the seller has control or possession of the item;
• are associated with the sale of traveler’s checks or money orders, currency exchanges or check cashing businesses, certain credit repair, debt settlement services, credit transactions or insurance activities;
• result in or create a significant risk of chargebacks, penalties, damages, or other harm or liability;
• provide false, inaccurate or misleading information;
• are defamatory, trade libelous, threatening or harassing; and/or
• cause or threaten reputational damage to FuturePay.

Prohibited Businesses

The following categories of businesses are prohibited from using FuturePay. This list is representative, but not exhaustive.

• Adult entertainment
• Alcoholic beverages, non-cigarette tobacco products, e-cigarettes or prescription drugs/devices
• Animals or livestock
• Bail bonds
• Books, music, and video downloads and/or streaming
• Businesses that deal in currency other than US currency
• Cell and phone services
• Charity or non-profit organization collecting donations
• Check cashing
• Counterfeit goods
• Credit counselling or repair
• Currency exchange or dealers
• Debt reduction services
• Drop shippers
• Events and travel, including event tickets, hotels and lodging, and transportation
• File sharing services
• Gambling and/or gaming
• Gift and prepaid cards
• Hair extensions
• Health and personal care services
• Law firms
• Money orders
• Money transmitters
• Mug shot publication or pay to remove sites
• Pharmaceuticals and other products that make health claims that have not been approved or verified
• Psychic services
• Real estate
• Services
• Securities brokers
• Stored value cards or instruments (including gift cards)
• Virtual currency
• Wire transfers