FuturePay Holdings Inc. (FPHI) is a Delaware corporation with principal place of business located at 406 W South Jordan Parkway, Suite 250, South Jordan, UT 84095. 

Revolving line of credit accounts are originated by Cross River Bank (https://www.crossriver.com/overview), member FDIC, through FPHI.

Eligible applicants who qualify for an FPHI account will have a credit limit ranging from $1,000 to $5,000 which can be used to purchase goods or services from merchants in the FuturePay network.

FPHI NMLS No. 2366387

Connecticut

• Connecticut Small Loan Company License Number SLC-23663976

Idaho

• Idaho Regulated Lender License Number RRL-10944

Kansas

• Kansas Supervised Loan License Number SL.0026887

Louisiana

• Louisiana Licensed Lender License

Minnesota

• Minnesota Collection Agency License Number 40832046

Nebraska

• Nebraska Installment Loan Company License Number 2366387

New Mexico

• New Mexico Small Loan Company License Number 02376

North Carolina

• North Carolina Loan Broker Registration Number 459

North Dakota

• North Dakota Collection Agency License Number CA104131
• North Dakota Money Broker License Number MB104132

Oklahoma

• Supervised Lender License Number SL008884

Oregon

• Oregon Consumer Finance License Number 2366387

Pennsylvania

• Credit Services Loan Broker License Number 100904

South Dakota

• South Dakota Money Lender License NMLS ID 2366387

Texas

• Texas Regulated Lender License Number 2200072419-168798

Utah

• Utah Collection Agency Registration Number 12672606-0131

Wisconsin

• Wisconsin Loan Company License NMLS ID 2366387

Wyoming

• Wyoming Collection Agency License Number CAB-1853