Please read these terms of use carefully.

By accessing this Website you agree to be bound by the terms of use below. These terms of use are subject to change. Any changes will be incorporated into the terms of use posted to this Website from time to time. If you do not agree with these terms of use, please do not access this Website.

This Website and our products and services, are owned and provided by FuturePay, Inc., subject to these Terms and Conditions of Use, as they may be amended by us and any guidelines, rules or operating policies that we may post on this Website, including, without limitation, our Privacy Policy, which are incorporated herein by reference (the “Agreement”). We may amend this Agreement from time to time due to changes to our products and services, any developments by law, or any other commercially reasonable reason. Future performance by us of our obligations under this Agreement is sufficient consideration for any such amendment.

Copyright and Trademark information

This Website and the information they contain, are the property of FuturePay, Inc. and are protected by United States and international intellectual property laws. All works of authorship including but not limited to all design, text, sound recordings and images, are owned, except as otherwise expressly stated, by FuturePay, Inc. or one of its affiliates. This is not intended as a complete list of FuturePay trademarks and other FuturePay product or service names or logos appearing in this Website may be trademarks of FuturePay, Inc. or its affiliates. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners.

Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without FuturePay’s prior written consent, except to the extent permitted by the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and then, only with notices of FuturePay’s proprietary rights provided that you may download information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded.

Privacy

You will comply with the Privacy Policy, which may be modified by us from time to time, with respect to products and services supplied or conducted through this Website.

Web Content and Materials

The information on this Website is for information purposes only. It is believed to be reliable, but FuturePay does not warrant its completeness, timeliness or accuracy. The information and materials contained in this Website – and the terms of use of the access to and use of such information and materials – are subject to change without notice. Products and services described, as well as, associated fees, charges, interest rates, and balance requirements may differ among geographic locations. Not all products and services are offered at all locations.

Terms and Conditions related to select products and services provided are supplied with your application process. You may also contact us at 1-855-984-1129 to request an official copy of the terms and conditions that pertain to your account. In addition, certain portions of this Website are subject to additional disclosures and disclaimers.

You agree that (i) you will not engage in any activities related to the Website that are contrary to applicable law, regulation or the terms of any agreements you may have with FuturePay; (ii) in circumstances where locations of the Website require identification, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals; (iii) you will not use any device, software, routine, file or other tool or technology, including but not limited to any viruses, trojan horses, worms, time bombs or cancelbots, intended to damage or interfere with the proper working of this Website or to surreptitiously intercept or expropriate any system, data or personal information from this Website; and (iv) you will not take any action that imposes an unreasonable or disproportionately large load on our infrastructure, including but not limited to denial of service attacks, “spam” or any other such unsolicited overload technique.

FuturePay reserves the right to discontinue, make changes in the information, products or services described herein at any time without prior notice. FuturePay reserves the right to terminate any or all Website offerings without prior notice to the user. No solicitation or distribution is made by FuturePay to any person to use the website or such information, products or services in jurisdictions where the provision of the website and such information, products or services is prohibited by law.

Access to the Website may from time to time be unavailable, delayed, limited or slowed due to any cause beyond the control of FuturePay, Inc.

Limited Liability

Because of the possibility of human and mechanical error as well as other factors, the Website including all materials contained on the Website, is provided ‘as is’ and ‘as available.’ Any use of the Website products and services, and any reliance by you upon the Website products and services, including any action taken by you because of such use or reliance is at your sole risk. We do not warrant that the use of any product or service will be uninterrupted or error free, nor do we make any warranty as to its use results. FuturePay and third party data providers are not providing any warranties and representations regarding the Website, including any implied warranties of merchantability, non-infringement of third party rights, freedom from viruses or other harmful code, or fitness for any particular purpose, nor liability fro any delay, difficulty of use, inaccuracy, incompatibility or any other defects between the Website and users or other site’s accessing programs, or otherwise.