Trends in Alternative Financing 2025: Give Shoppers More Varied Digital Payment Options

This Cyber Monday saw the highest use of alternative electronic financing ever documented. Retailers need to deliver more and better online payment solutions if they want to compete.
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This Cyber Monday saw the highest use of alternative electronic financing ever documented. Retailers need to deliver mor... Read More

It’s Time for An Alternative to BNPL or Cards.

Digital revolving credit has garnered far less recognition than BNPL or credit cards, yet offers many of the conveniences of both—without the same consumer pitfalls. Read CEO Tim Harris’ column on this phenomenon in Digital Transactions magazine.
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Digital revolving credit has garnered far less recognition than BNPL or credit cards, yet offers many of the convenience... Read More

“Payments Power-up”: Future-proofing E-commerce Sites with Alternative Payment Options

Some media sources are steering both the ISV's & the merchant's focus to the benefits of Digital Revolving Credit as an alternative e-commerce financing method. This is despite BNPL's popularity—and notoriety.
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Some media sources are steering both the ISV's & the merchant's focus to the benefits of Digital Revolving Credit as an ... Read More

Developers Can Grow by Adding Business Value, Not Just by Building Websites

E-commerce developers, system integrators, and ISVs need to differentiate themselves by offering services and features that align with merchants' goals. A Digital Revolving Credit offering can help.
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E-commerce developers, system integrators, and ISVs need to differentiate themselves by offering services and features t... Read More

Digital Revolving Credit: A Potentially More Responsible Financing Option than BNPL

Read FuturePay CEO Tim Harris' latest column, in the Executive Viewpoints section of Retail TouchPoints, where he talks about some of the potential financial pitfalls of BNPL as opposed to Digital Revolving Credit.
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Read FuturePay CEO Tim Harris' latest column, in the Executive Viewpoints section of Retail TouchPoints, where he talks ... Read More